Income Tax Refund Advance Loan for 2012, 2013

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When you go to file your taxes at your local H&R Block or Jackson Hewitt you might see advertisements for early income tax refund advance loans, or your preparer might ask if you are interested. But don’t get your hopes up just yet, because many of these programs have been changed or discontinued.

An Alternative Solution

If you don’t want to wait until you file, then you need to find a quick way to obtain some cash. One option that might work for you is to take out a cash advance loan and then pay it back with your tax refund.

Cash advance lenders typically process the loan immediately so that it will be available in your account the following business day after the loan is approved. Lenders can wire the money to your bank account in one business day. If you apply on a weekend or holiday, the money will be sent to you by your lender the next business day.

Quick Cash When You Need It

Sometimes, when emergency cash needs occur, you’re just not prepared for them. They could be anything that is completely outside of your normal budget – Christmas holiday shopping, house repairs, medical expenses or just a little more cash you need for a down payment on that new car.

Whatever your cash emergency is and whoever you are, the concern is always the same: where will I get cash now? If you need immediate assistance that offers quick and easy cash solutions to your problem, maybe it’s time you looked into a cash advance loan.

File Your Taxes Online for a Faster Refund

Tax refund advance loans offer advantages and disadvantages. If you file your taxes online, it’s possible you could get your refund money in as little as 7 days. It isn’t quite as fast as a tax return loan but if you plan ahead, you could save yourself some money in interest by waiting just one week.

Tax refund loan advances were originally developed to avoid the 8-10 week waiting period to receive your check from the IRS. With all the new technology, those days are over so consider filing your taxes online and get your refund in as little as 7 days.

Estimate the Amount of Your Tax Refund

Here is a link to a free tax refund estimator provided by TurboTax. The tax estimator will help you determine how much you could take as a cash advance.

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